No more will I talk about debt reduction.
That doesn’t mean the blog is changing or I am abandoning my goals. What it means is that instead of talking about debt reduction, I am going to commit to the idea of debt elimination. Up to this point, I’ve kind of used the two phrases interchangeably, depending on which happened to come out of my brain and onto the keyboard. But from now on, I will try my very best to talk about debt elimination and debt elimination only.
Because language is a powerful thing. My goal is to eliminate our debt, not simply reduce it. I want to use language that furthers my goals and pushes me, not just allowing me to coast where I am. It doesn’t have to take a whole lot of extra effort to reduce debt, because to reduce you only have to make progress, no matter how slight. Eliminating it, that’s a whole other story. And that’s the goal – elimination. So my language will reflect that.
We will eliminate my spouse’s student loan debt by the end of 2008. We will eliminate our car loan in March 2009, and my student loan debt by December 2009. And that will be life changing, in and of itself. Elimination. That’s the plan. Reduction is important and of course, if you don’t reduce you can’t eliminate. But in my mind, I want my eye to always be on the end goal – elimination. As I said, language is a very powerful thing. And I want to harness that power and use it to propel me to the finish line.
Although as an aside, the category for these posts stays debt reduction, because going through and completely changing the category would change some of how things link together and I don’t mess with the back end of my blog for fear of killing it accidentally. I am nothing close to computer savvy.