I get really focused on debt reduction and calculating what we can pay to debt, and looking at how much progress we may be able to make, and sometimes forget to take into account that I’m being optimistic and looking at best-case scenarios. You’d think I’d be more mindful of that, since we’ve had our share of setbacks so far, but somehow I almost get blinders about the fact that life continues to march on.
My spouse presented to me a few days ago what I affectionately call his list of demands. They aren’t really “demands”, and they aren’t extravagant things by any means, and most of them are necessities to getting the yard taken care of this spring, or things that need replacing in the house. Things like a new mini-vacuum (ours died a few weeks ago, and with a preschooler and a toddler, we have multitudes of small messes to keep up with), mulch for around the trees in our yard, and a new drill (the battery in ours suddenly started refusing to recharge last week). None of these things are hugely expensive in and of themselves, and all told, his list only adds up to maybe $200.
But it irritates me. My spouse doesn’t irritate me – the list does. And I know he’s the one being realistic here – we need to maintain the house and the yard and take care of things in a timely manner. We decided to use a portion of our tax refund to purchase the most pressing items, and start budgeting for the rest, and I’m resentful of having to divert any of the tax return away from debt reduction. It is kind of like counting my chickens before they were hatched – as soon as I filed the tax return, I started plotting about reducing the debt total another $600. Now it will be more like $500 and that is still great, but I’m still annoyed.
It’d be nice if I could just freeze everything else going on, and just concentrate on the debt. But life has a funny way of continuing to happen all around me, and ignoring it won’t change that. It’d be nice if it was that easy, though