Here’s Your Team for The Superbowl of Personal Finance!

Welcome to I’ve Paid For This Twice Already, the heart of the snowflaking empire, where frugal living and putting your money to work for you a penny at a time abounds. I’ve been working at getting out of debt and on the path to true financial freedom, and I’m delighted you’ve joined me, be it your first visit or your thousandth. This past weekend was the Superbowl, the championship of American Football. So this week, I’m excited to bring you one half of another epic showdown – the Carnival of Personal Finance vs The Festival of Frugality! I’ve conspired with Lynnae at Being Frugal (this week’s host of the Festival of Frugality) to bring you a showdown between the two finance carnival heavyweights. We’ve got our own version of football, where the ball is your finances and the goal is financial freedom.

I’m paidtwice, your coach this week for the Ultimate Personal Finance Team, made up of your submissions this week to the Carnival of Personal Finance. I’ve got some MVPs leading the pack (editor’s picks) and then our offense – the ways you’ll achieve your goal, and the defense – ways that the goal of financial freedom will be thwarted. And keep your eye out for the special teams contributions! Sometimes that makes all the difference.

On Wednesday after both teams have been revealed we’ll each run a poll with all of our MVP picks head to head – which entry, and which team, will win the ultimate finance showdown? You decide!

Here’s the CoPF team MVP selections (Editor’s Picks) :

Our Offensive MVPs include:

Our MVP Running Back, My Dollar Plan presents Investment Snowflaking. This is a great adaptation of the snowflaking philosophy to investments. Watch your money grow as small steps add up to huge changes!

Our MVP Offensive Lineman is Quest for Four Pillars, who finds it hard to say no, but manages to eventually even when it has cascading life effects in Saying No Is Hard To Do. Protect the assets at all costs!

Our MVP Wide Receiver is Plan Your Escape, with 8 reasons Why Small Houses Are Better Than Big Ones. Minimizing your housing expenses makes a huge difference in your bottom line, in obvious and not so obvious ways alike.

Our Defensive MVP is:

Our Defensive Line MVP is Smart Easy Money, who tells a story of a clogged drain and just accepting the default in A Clogged Drain and Living By Default. A really thoughtful story about how if we just accept what we’re given we never get anywhere.

And finally, our Special Teams MVP:

Our MVP Kick Returner is Consumerism Commentary with The New Emergency Fund: Five Components of an Emergency Plan. Diversifying our fund keeps you prepared for all true emergencies and here is great tips on how.

And the rest of our lineup!

Our Offense!

The Quarterback, the brains of the operation:


Offensive Line – Keep the Defense From Stopping Your Plays! :

Running Backs – The small moves matter! Small positive steps add up:

Wide Receivers – The Big Plays That Make a Difference:

Tight Ends – they block, they catch, they can do anything! A mixed bag of entries:

Our Defense!

Defensive Line – We Attack You At Brain Level! Must destroy QB and all plans! :

Secondary – The Big Plays That Throw Us Off Track:

Linebackers – They stop all the little positive plays from happening:

Special Teams:

Kick returner and Punt returners – sometimes you’re up, sometimes you’re down:

Thanks for visiting the Carnival and remember if you are a blogger to share some of your favorite articles with your readers! And be back Wednesday to vote for your favorite MVP!


  1. glblguy Says:

    February 4th, 2008 at 6:02 am

    EXCELLENT job Paidtwice! Thank you for hosting!

  2. Tejvan Pettinger Says:

    February 4th, 2008 at 6:08 am

    Thanks for hosting, though here in England, American Football has always been a mystery to me!

  3. Colonel Cash Says:

    February 4th, 2008 at 6:38 am

    Very nicely done! Thank you!

  4. Dividends4Life Says:

    February 4th, 2008 at 6:54 am

    Thanks for hosting this week’s carnival and including my article “Passing the Torch”.

    Best Wishes,

  5. FourPillars Says:

    February 4th, 2008 at 7:00 am

    Great game PT!

    Thanks for the ed. pick.


  6. Mrs. Micah Says:

    February 4th, 2008 at 7:19 am

    I suppose mine is a big linebacker idea. :) Really creative format, I like it!

  7. Great theme. I was a RB in high school too! Sweet!

  8. Lynnae @ Being Says:

    February 4th, 2008 at 8:24 am

    Thanks for hosting! And bring on the competition! :)

  9. hgstern Says:

    February 4th, 2008 at 8:28 am

    Outstanding job!

    Thank you for hosting, and for including our post.

  10. Mike-TWA Says:

    February 4th, 2008 at 8:51 am

    Good job, PT. Thanks for hosting!

  11. Dividendgrowth Says:

    February 4th, 2008 at 9:08 am

    Good job PT, and thanks for sharing my watchlist with the rest of the gang ;-)

  12. startandstep Says:

    February 4th, 2008 at 9:21 am

    I love the football metaphor! Especially since the Super Bowl was such a good game to watch this year. Thanks for hosting!!

  13. vh Says:

    February 4th, 2008 at 9:37 am

    What a clever theme!

    Thanks for hosting this huge round-up, and thank you for including the latest of Funny’s Ten Money Principles!

  14. Flexo Says:

    February 4th, 2008 at 9:45 am

    Wow! Excellent Carnival! Thanks for hosting. Great articles all around.

  15. squawkfox Says:

    February 4th, 2008 at 10:09 am

    Wow. This is a huge carnival! Thank you for hosting and including me in the big game!

  16. Randall Says:

    February 4th, 2008 at 10:31 am

    Grrruff, Time to take out the offensive line!! Thanks for the linkey, Great CoPF.

  17. the simple nickle Says:

    February 4th, 2008 at 10:34 am

    great job, as always, and thanks for the mention.

  18. Pinyo @ Moolanomy Says:

    February 4th, 2008 at 11:11 am

    The Giants won! :-)

  19. Pete Says:

    February 4th, 2008 at 11:11 am

    Another great carnival, as always. Thanks for the addition of my article on free redbox rentals for life. I can’t believe how much traffic that one article has gotten me. I guess people really like getting free movie rentals, huh?

  20. David Says:

    February 4th, 2008 at 11:30 am

    Thanks for hosting!

  21. Peter @ Plan Your Escape Says:

    February 4th, 2008 at 11:35 am

    PT: Thanks for including my article as an MVP! I love the Superbowl theme too … what a fun game to watch last night.

  22. Shana Says:

    February 4th, 2008 at 11:52 am

    Thanks for including me as the Defensive Line Pick! Touchdown!

  23. Money Blue Book Says:

    February 4th, 2008 at 1:29 pm

    Great job of hosting! Thanks for including! :)

  24. Cool theme! Thanks for including my post and putting this together.

  25. Tight Fisted Miser Says:

    February 4th, 2008 at 6:45 pm

    Thanks for hosting and including my article.

  26. Patrick Says:

    February 4th, 2008 at 7:41 pm

    Great job hosting the CoPF! :)

  27. CiaranFromChance Says:

    February 4th, 2008 at 8:47 pm

    Thanks and I appreciate the placement. If I had to pick any position on the field I’d be a D Back, so you got me pegged!

    Nice job, great theme.

  28. Savvy Frugality Says:

    February 4th, 2008 at 9:53 pm

  29. Dogberry Says:

    February 4th, 2008 at 11:09 pm

    What a list! And reading through them I will come out farther ahead than I did on the game :)

  30. Chief Family Officer Says:

    February 4th, 2008 at 11:28 pm

    Thank you for hosting such a fun carnival!

  31. AllAboutTheBen Says:

    February 5th, 2008 at 12:17 am

    An excellent carnival this week. Thank you for hosting and including my entry.

  32. Stephanie Says:

    February 5th, 2008 at 9:10 am

    What a fun hosting idea!

  33. BeThisWay Says:

    February 5th, 2008 at 5:52 pm

    A very timely take for this festival. Thanks for including my article on shopping for auto insurance! Lots of great articles, as always!

  34. Dan Says:

    February 6th, 2008 at 11:51 pm

    Great job on the carnival and thanks for making me a linebacker. That was my favorite position to play, which is enough to make me subscribe. Oh, and also the great content you put up daily.

  35. Millionaire Mommy Next Door Says:

    February 10th, 2008 at 1:10 pm

  36. FIRE Finance Says:

    February 10th, 2008 at 5:26 pm

    Fantastic Carnival. Thanks for hosting and including our post in it.
    FIRE Finance