I’ve Paid For This Twice Already…

Frugal living and debt reduction tips for a better financial future. This is one family’s story.

Archive for the ‘M-Network’ Category

Sunday Morning Link Love ~ Happy Fourth Edition!

Sunday, July 6th, 2008

I hope that all my American readers are having a nice holiday weekend and my non-American readers are having a nice weekend too!  Last night we were treated to a huge fireworks display right outside our home which I will call the “fireworks were on sale today” party.  My son loved it.  :)

Here are some of the posts I found particularly interesting this past week if you are looking for some insightful reading:

Cash Money LifeThe Other America -  Commentary on Food Stamps and the Economy.  I’ll let this post speak for itself.  Agree, disagree, or on the fence, it is a lot to think about.

My Two Dollars5 Ways You Can Save Money On Gas.  Which I need to do…

Mrs Micah Personal Finance Bullying?  I don’t see it so much as bullying as encouraging…

Remodeling This LifeDiscontentment is Expensive.  It sure is.  And potentially clutter-forming.   Ask my clutter.

Blueprint For Financial ProsperityDon’t Let Fear Make Decisions.  Great advice, and something I often need to take to heart.

Blunt MoneyYou Can Get One Thing.  A very interesting and useful idea for kids and shopping.

Frugal BabeThe Road To Solar Panels.  My spouse also wants solar panels.  We’re not sure our neighborhood will approve them though.

Millionaire Money Habits5 Investing Tips I Wish I Knew Sooner.  I am always in need of investing insight, since I have none.

No Credit Needed5 Free (and inexpensive) Ways To Reduce Your Debt.  I did most of these at one time or another.

Money HacksOil Price Inflation vs Onion Price Inflation - Guess Which is Higher.  A short little introduction for me to the fact that my grocery budget may just need tweaking, no matter how hard I fight.

There’s my ten for the week!   Enjoy the rest of your (holiday) weekend!

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Sunday Morning Link Love

Sunday, June 29th, 2008

Tomorrow is my son’s 4th birthday, so we’re having a little party today with a few friends.  There will be much cake and ice cream and I am looking forward to eating it.  Oh, and celebrating my son’s birthday, of course.  ;)

Here are some of the articles that caught my eye over the past week or so:

My Two DollarsIs Every Worker About To Get Paid Sick Days?  My spouse does not, but does get three personal days that could be sick days.

MoolanomyAre You Financially Healthy?  The Five Stages.  I think I am in stage three.  But I am pretty close to stage two.

Gather Little By LittleThe Key To Lowering Your Grocery Bill - Unit Cost.  I agree - unit cost is key to understanding the best deal.  I spend more time on my calculator at the grocery store than I do tutoring chemistry.  :)

Plonkee MoneyCredit Cards Are Like Alcohol.   The analogy really spoke to me.

Dough RollerHow To Start A Money-Making Wordpress Blog.   If you want to start another income stream through a blog, here are some great tips!

Mrs MicahIs Blogging Passive Income?  It can be, but usually, not so much.  At least here.

Single Guy MoneyPaid Off Debt and Credit Score Decreased.  I have no idea how these things work but honestly, I don’t really care if my score decreases once I pay off debt.  Good riddens debt!

Frugal DadThe Physical Side Effects of Debt.  I am working through the limited/missed opportunities one right now…

Simple MomMaking Nutritious, Simple Baby Food From Scratch.  I made all of the baby food for both my kids, and it was really very easy.  And they got to have things that don’t come in jars, like avocados.

Smart Easy MoneyWhen It Is Enough?  I have seriously been pondering this for a month or two now.  At some point, you can’t keep up extreme frugality and how do you balance that?

No Credit NeededResource Reminder - 33 Days Series.  This is a great series about ways to pay down debt and save money, and I am biased towards it since I wrote two of the articles, including Day 33.  :)

Frugal UpstateReader Recipe - Chickpea Spread.  Sounds yummy, that’s why I included it.  :)

Are You Going To Be This Way…How Much Energy Does That Appliance Use?  And again I vow we need to replace our refrigerator…  this is a great comprehensive list.   I also need a LCD computer monitor.  Heh.

Now go have some cake in honor of my son!  Happy Birthday little guy!

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Sunday Morning Link Love - The Colonoscopy Edition

Sunday, June 22nd, 2008

My colonoscopy is tomorrow, so I’m on the liquid diet right now and in a few hours I start the preparation part.  So not looking forward to that.  I’ll be away from the computer for the next day or so while I have the procedure and then recover from it, so I’ll leave you with some articles I read this past week that I really enjoyed, in hopes that you do too!  See you on the other side, with a very clean colon.  :)

Cash Money LifeDeclare Financial Freedom on Financial Independence Day.  What’s your financial freedom plan?  Work it out and enter the Carnival of Financial Goals with your story.

Gather Little By Little: Gas Prices -  Do People Really Care?  I would have to say that the vast majority - probably not enough to change their driving style.  Yet.

My Two DollarsDumbest Product Yet.  Click through to see what it is - as a parent I’m pretty disgusted.  We won’t be buying those.

Blueprint For Financial ProsperityLeftover Food Calendar - Reduce Food Spoilage.  This is a great idea.  We don’t often have spoiled leftovers but I have a problem with certain produce - like green onions.  I don’t use them fast enough.  I could use some reminders.

Frugal BabeA Great Free Gift For Your Child.  I really like this idea.  I shall have to do it for my two kids too.

Fiveberries in TexasTax Time.  I found this entire story both innovative and hilarious!I may use it on my kids.

Are You Going To Be This Way… My Personal Finance Confession Project - Credit Card Rates.   Look for my financial confession soon!  Hopefully tomorrow if I get it done before I start the colon prep.  :)

Simple MomZero Based Budgets For The Home - A Primer.  I so agree with and love this post.  Excellent.

Frugal in the FruitlandsFour Strategies That Are Frugal Only if Your Time is Worth Nothing.   Sometimes I think my time is worth nothing though, so I struggle with finding that balance between valuing my time with using time I would waste anyway.

No Debt PlanSpare Change and Snowflaking - A Way To Boost Your Emergency Fund.    This is a cute story, and we have a little change hanging around too that I should gather up and put to use.

No Credit NeededA Fully Funded Roth IRA at Age 18 Could Net You $3.5 Million.  Just at 18.  Eeek.  Compounding rules.  :)

Uncommon CentsThe Opposite of Snowflaking.  Ever wonder where your money goes?  I used to, until I realized I did this - all the time.  Just keeping track is such a powerful tool.

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Sunday Morning Link Love

Sunday, June 15th, 2008

I am still working on catching up from my tooth extraction but here are some posts from the M-Network and beyond this past week I hope you enjoy!

My Two Dollars: How Our Finances Will Drastically Change Starting July 1.

Plonkee Money: Secret Money Saving Trick.

Moolanomy: Should I Borrow From My 401K Plan?

Cash Money Life: Freeze Your Air Conditioning Costs.

Mrs Micah: How My Mother Gives To Charity.

Gather Little By Little: Great Low Cost Father’s Day Gift Ideas.

Being Frugal: 7 Surprising Ways To Save Money.

Dough Roller: Ten Ways To Earn Extra Income.

No Credit Needed: How To Break The Credit Addiction.

Blueprint For Financial Prosperity: Beware The Monthly Payment Math Trick.

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Monday Morning Link Love

Monday, May 26th, 2008

Welcome to the Monday morning edition of link love, courtesy of the holiday here in the US. I hope you are enjoying time with your family this weekend as I am and please hug a serviceman or servicewoman today!

With that, here are some of my favorite articles from the past week:

My Two Dollars: Are You Ready To Manage Your Parents’ Money and Healthcare? Nope. My family didn’t really talk about stuff like this - I am going to have to try and break the ice with my parents soon.

Plonkee Money: I Should Choose Frugal Over Cheap For Appliances. I struggle with frugal vs cheap too and it seems Plonkee is starting to get a grip on it.

Single Guy Money: Here’s The Best Picture I’ve Seen All Year. He did it! Paid off the monster car loan. :) Yay!

Gather Little By Little: The Emotional Snowball. I really love this analogy. Even though I do interest order, I can find highs in the little milestones.

No Credit Needed: Looking Back - Ten Years Ago. This was part of a writing project and a great idea. I am scared to think about my finances ten years ago though… 1998… hmm.

Remodeling this Life: A Life Of Action. I have been feeling this way too - I need to do instead of just think. I have been unpacking those final few boxes that are hanging around, hanging pictures on the walls, and just… living.

Master Your Card: What I Think Of Dave Ramsey. Although I love the idea behind the snowball I don’t implement it in the same way Ramsey does. And Ramsey certainly has his share of critics.

Are You Going To Be This Way… : Does Anyone Ever Get Over Being Bullied? This is much more parenting than finance, but it was a shocking story to me and I’m still upset reading it. I just imagine it one of my children and I want to cry. So I’ll also leave you with a more finance-oriented post from the same blog, I Don’t Wanna Work. I have a similar (but not the same) situation and many times, I don’t want to either.

This Wasn’t In The Plan: I Finally Got Walgreens To Work For Me. I have been a failure at CVS so I think I will try Walgreens too. I want free toiletries, darnit!

Wise Bread (Philip Brewer) : Pay Attention. Just - yes. I love Philip’s stuff.

The Bright Side Of Debt: My Emergency Fund’s New Home. I had to do something similar, although ING is where I “hid” mine since I don’t have ATM access to it. Out of sight, out of mind…

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