One of my side gigs is managing the day to day reality of the Festival of Frugality for the esteemed Jim at Bargaineering. (I also write a semi-weekly column about finances at family directly at Bargaineering if you ever find yourself there .) This week, as far as I can tell the host got confused and didn’t realize today was in fact the 31st of March and the posting date for the festival. By the time you read this, it’ll be the 1st of April, but no fooling, I am last minute publishing the festival myself. All part of a hard evening’s work.
I’ve read all the submissions, cut a ton, and picked a few as my editor’s picks – forgive me that I didn’t alter the standard formatting at this late date. Read the editor’s picks (especially my first pick if you have kids, like kids, or were once a kid ) and others that made the cut and enjoy! Find fun in frugality today!
The Editor’s Picks:
MY VERY FAVORITE article of the whole carnival, honestly, it made me cry (because I could totally relate to it) :
More editor’s picks:
Other submissions to make the cut (in order of submission) :
WHEW! Enjoy! Thanks for reading to the end.
Not anything that’s been going on in the news, just that our Sunday newspaper subscription started today. Hurrah! The paper was waiting on my porch for me this morning. Not any hugely interesting (to me) coupons this week, but that was okay. The paper also had a number of circulars I have never seen in the version I buy in the store – I don’t know if this is a special circular week or if there are stores that just put their circulars in the subscription version. None of them were stores I shop at or anything but it was just interesting to me.
While I peruse my Sunday paper and make plans for my grocery shopping this week, check out these interesting posts from around the personal finance blogosphere this week:
And I did manage to submit to three carnivals this past week:
I need to get organized and beat the 5pm deadline to submit again this week! Have a nice Sunday!
For those who aren’t aware, I handle the administrative end of the Festival of Frugality for festival owner Jim at Blueprint for Financial Prosperity. Generally, I write frugal tips on the homepage, do roundups, talk to hosts, stuff like that. Some of you may have noticed my tagline on the frugal tips as of late. Anyhow, I don’t usually put a roundup of the festival here unless I participated, but this week there was a bit of a host mixup, and Student Scrooge stepped in at the last minute (literally) to host it yesterday. I want to thank him for doing so and invite you all to check out his fine frugal festival on very short notice! Here are his editor’s picks:
Check out the entire festival and thanks again to Student Scrooge!
I never expected a post about drinking tap water vs filtered water to garner so much discussion and so many comments, but it did and I am very happy about it. It seems there is a wide variety of experiences out there, from tap only to bottled only and everything inbetween. I don’t live in the same place that I grew up, so it could be that I just don’t like something about the tap water here vs where I was a kid, or it could be that I have acquired a taste for filtered water as an adult. I definately like water cold better than warm (always have) and I have tried chilling the tap water straight and still not liked it, but who knows. I still have a number of filters left, so we’ll see what happens when the run out.
As for the refund of premium rider on the long term disability insurance, we’ve decided against it. Thanks for all the responses reinforcing my gut feeling that it was a bad idea. It was one of those things that I felt in my gut was not a good thing but my head kept looking at the numbers and wondering if I was being too conservative. However, I don’t agree with the comments that the market is a good comparison – a 5 year period, to me, isn’t a place I would expect a 8% return. For example, my spouse has had his current 401K for almost exactly 5 years now. We got his most recent statement in the mail this week, and it says over the entire period of his ownership, he’s had a 2.45% return. I know over a long horizon it’ll be better but my point is, over a 5 year period alone the market isn’t, for me, a great risk. I’ll stick to savings accounts for short term gains.
With that, I was in a number of carnivals last week and I hadn’t yet done a roundup of them, so that’s what I’m doing today. I’ve kind of gotten out of the habit of contributing to carnivals, so although I met the halfway mark of having 25 editors picks in (less than) 26 weeks, I really haven’t been contributing to carnivals at all lately so reaching 50 by the end of the year probably won’t happen unless I go back to entering my posts in them. As my time has become more constrained by my children and my many projects, some things have fallen by the wayside. We’ll see what happens when summer is over and my son goes back to school. Here are the carnivals I was in and my posts that were recognized, as well as a post I especially liked from each carnival:
The Carnival of Debt Reduction was at Help My Cash Grow and my post Using Language As Motivation was an editor’s pick! Thanks to the host and here is a post I particularly liked was a question from a Frugal Dad reader: Help! My minimum Payments Aren’t Making a Dent! Help someone get out of credit card debt by contributing your own tip.
The Carnival of Personal Finance was at Mighty Bargain Hunter and included my post about first steps for Long Term Disability Insurance. I also enjoyed the post from Blueprint for Financial Prosperity about online banks not being all about rates.
The Festival of Frugality was at Squawkfox and included my Four Strategies For Fighting the Takeout Urge. I also liked Quest For Four Pillars’ Everyman’s Guide to $30/month in Passive Income. Increasing income, even by a little, is another important facet in the battle of debt elimination in our household.
The Carnival of Money Stories was at the Baglady and included my comparison of Absentminded Spending and Absentminded Eating. I liked Harvesting Dollars’ entry about Garage Sales For Gas Money – I once drove by a sign that said “Garage Sale – We Need Money To Pay For Our Wedding!”
The Carnival of Financial Goals was at Military Finance Network and included my post about A Year of Debt Reduction. Declare Financial Freedom along with Mrs Micah who writes about what Financial Independence Means To Her.
That is all of them, please visit the carnivals and take a look around for yourself, there is a lot of great posts in them! Have a nice rest of your weekend!
This week, my articles appeared in 5 different carnivals around the web and I wanted to highlight those this morning while I am preparing for my wisdom teeth removal and thank the hosts. If you are not familiar with what a carnival is, it is a collection of recent posts on a specific topic gathered together and linked to in a single post on the carnival host’s blog. They range from braod topics like personal finance, to very specific topics like snowflaking.
The Carnival of Money Hacks was at Broke Grad Student and included my 10 Easy Ways to Stay in Debt as an editor’s pick. Thanks! That is editor’s pick #26 for me this year, over halfway to my goal of 50.
The Carnival of Debt Reduction was at Girls Just Wanna Have Funds and included my Don’t Let the Reality of Future Debt Discourage Present Progress as an editor’s pick as well, which brings the year total to 27. Thanks!
The Carnival of Family Life was at Live From Waterloo and included my post on formulating an allowance plan for my almost four year old.
I will be getting my wisdom teeth out this morning bright and early (in fact, depending on when you are reading this, it might be right now!) so posting here will be light if at all until Monday. Go check out the carnivals while I am recuperating and have a great weekend!