So my actual numbers are the same as last week:
Current amount owed:
- Credit Card (Citibank): $5,049.61
- Student loan: $12,038.71
- Spouse student loan: $12,308.71
- Car loan: $4,001.78
- Debt at start of blog (6/19/07) : $36,451.71
- Current total as of 10/09/07: $33,398.48
- Principal paid to date $3,053.23
- % debt paid (from NCN Network Chart): 8.38%
That doesn’t mean nothing at all happened this week – just nothing that got applied yet to debt.
I have a number of pending snowflakes: I have received $5 from doing surveys that is sitting in my savings account waiting for me to apply it to debt. I also have another $32.20 I am expecting to receive any time now also from doing surveys, and $2.70 in paypal that I am transferring to my checking account (left from the ebay sale) that will be applied to debt. So that is potentially $39.90 (if I get all the survey money in this month) for alternative income snowflakes. Not $100 yet but there is still some time.
I also have the $82.80, which was last month’s surplus, to apply to debt this month, and I still will be. Just after my spouse is paid again instead of this first paycheck, due to the tire issue.
I received my first credit card bill from Citicard – my minimum payment is only $75! That is not even 2% of the total balance! Whoa. I guess they really want me to have a lot of money left at the end of the 12 months to pay interest on. I didn’t even know the credit card could set a minimum under 2%. Heh. I’ll still be paying my self-set $200 minimum. I just thought that was interesting.
And craigslist is driving me crazy. I could write a whole post about this. Why are there so many time wasters on craigslist? I guess because it is free. I will get an email and respond back and forth several times and just when we’re working out the final details, they disappear. It happens a lot. I thought I had made two sales of $15-$20 each and both just evaporated. So… whatever. I’ll sell something someday.
That’s it for this week! By next week I’ll have paid the car payment (have to pay it a little early because of our trip) so I’ll have something to report. And hopefully I’ll have collected a few more snowflakes!