With all the financial happenings in my house lately, the tone of the posts have been a bit on the serious side. We’ve been trying to navigate a past setback and prevent a future necessity from becoming a setback of its own. So I thought this morning, I’d try and bring a little levity to all the financially conscious out there by discussing a few advertisements I’ve seen or heard in the past month that made me laugh out loud or even spit out my drink.
The first is a local radio advertisement that ran in the week before Christmas. It was so absurd that I had to pull the car over to write down a synopsis of it before it left my brain. Basically it goes like this:
Drowning in debt? Have more presents to buy and no cash? Keep charging and charging and dreading the bills? NO MORE! Come in to <insert local car dealer here> and buy a new car! We’ll give you a $500 gift card to the local mall so you can buy those presents! No car payments until February! Stop drowning in debt and come in today!
Um… WHAT? I’m drowning in debt so I should go buy a new car. That’s a sensible solution. Too bad my car didn’t die until January I could have taken advantage of this deal…
Okay not really. Of course I’m not going to try to solve my financial difficulties by buying a new car. That actually makes so little sense I don’t understand who exactly is going to fall for the gimmick. But, moving on.
The other ad that actually constantly plays during the football games I’ve been watching on TV recently is for Free Credit Report dot com. First off, if you want a free credit report go to annualcreditreport.com not “free” credit report because the “free” site is not really free. You have to sign up for a free trial of a service and if you don’t cancel it, you pay. But, anyway. The commercial (and some of you have probably seen it) is a guy singing about how he married the love of his life, but her credit stinks and so they have to live in a parent’s basement instead of buying a house, and if he’d gone to the website, he’d have known and not married her and he’d be a happy bachelor.
Well, call me naive but seriously, are you not going to marry someone because they have bad credit? Sure, it’d be good to know, and you’d want to financially protect yourself, but at the same time, there is more to love than money. Well, I think so, at least. And second, can I just go to that website and get anyone’s credit report? I sincerely hope not. Yes, I could pull up my spouse’s, but only because he’s trusted me with his social security number and we share bills so I know what his accounts are. I couldn’t pull up my brother’s or my mom’s or something. So… exactly what would you have learned by checking your own report, the only one you should have access to? Unless you’re snooping in your wife-to-be’s stuff and stole her social security number. That commercial doesn’t even make sense to me.
Have you seen or heard any absurd or laughable commercials lately involving money? Share them in the comments!