Comments on: S/he’s Not That Into You – 10 Signs You May Need a New Financial Planner

By: Tammy Brackett

Tammy Brackett — Sun, 01 Mar 2009 00:14:01 +0000

LOL Number 3 was hilarious. I’ve never had a financial planner because my frugal finances are handled by one I trust (me). It doesn’t take much to manage so little!
I think it’s remarkable your car has lasted so long. My Betsy (Jeep Cherokee 1998) is at 177K and everytime she starts I exclaim THANK YOU BETSY YOU ARE A GOOD GIRL!
I love your blog
Found you through Frugal Dad.

By: Weekly Round Up: ZooShirts

Weekly Round Up: ZooShirts — Sat, 28 Feb 2009 17:38:57 +0000

[...] S/he’s Not That Into You – 10 Signs You May Need a New Financial Planner [...]

By: Matt Keegan

Matt Keegan — Sat, 28 Feb 2009 00:29:26 +0000

Ha! #7 is the most annoying — as if that is a reason for us to check our concern to the side.

Currently, I don’t have a financial planner, but if I were to get one, he or she had better not have been a beneficiary of the fed bail out!

By: Stacey

Stacey — Fri, 27 Feb 2009 17:38:38 +0000

We’re very frustrated with our planner as well… I know we’re young and it’s hard to tell what the future will hold for markets, but being told to Google a financial calculator for retirement doesn’t hold water with me. What, you can’t walk through a calculator with us and double-check our assumptions?

I consider myself an intelligent person, and there are times that I feel I know more than our planner. Can that be sign #11? She went on a long story about emergency funds, but when I told her we already had 6 months she didn’t know what else to tell us. (We had scheduled a meeting to talk about retirement, not savings.) She’s a family friend, and I would feel bad pulling our account, but there are times that I get so frustrated.

As I’m typing this, I’m feeling increasingly silly. It really is time to move on, isn’t it?

By: Dori

Dori — Fri, 27 Feb 2009 17:04:44 +0000

Financial planners can be a great help to almost anyone… Those with “tons” of money and those with a decent cash flow. If you choose a FP that is actually a CFP (certified financial planner) vs one that’s not just an insurance agent turned planner it can make a big difference. Also I believe when you pick a fee based planner (they charge a %of your assests undermanagement) vs. a Comission based planner then you both have the same goal…to make your money grow. Am I a planner? no. But know a very good one.

By: The Friday gathering - The joys of home ownership

The Friday gathering - The joys of home ownership — Fri, 27 Feb 2009 12:40:14 +0000

[...] S/he’s Not That Into You – 10 Signs You May Need a New Financial Planner – Some great humor for your Friday morning. Can’t wait to hear the story that inspired this post. [...]

By: Perry C

Perry C — Thu, 26 Feb 2009 23:17:22 +0000

Funny and insightful. I have been to several financial planners who were not listening to me – not a fun experience.

Thanks for the post

By: Wayward

Wayward — Thu, 26 Feb 2009 18:47:20 +0000

Thanks, for the article. I’m currently experiencing #9 with our financial planner. She’s does a wonderful job with my mother’s finances, and agreed to take us on. But according to mom, the FP recently got a promotion at work and is not handling new individual accounts. Unfortunately the FP hasn’t picked up the phone or returned my emails to tell us this.

Regarding your car. Ashton is correct. Over the long haul the gas/air mix will have an impact on your car’s performance and fuel efficiency. I drove my Geo Metro for years without addressing the issue, and had to fudge inspections as Taylor mentions. I figured as long as I was passing the emissions part of the inspection, I was okay with fudging the whole light thing. Eventually, (like 6 years later) I was no longer passing the emissions. (usually, briefly disconnecting a battery cable will allow the light to cycle off. But it will come back on if the inspection isn’t completed quickly.)

By: jay

jay — Thu, 26 Feb 2009 03:35:31 +0000

I really think many if not most financial planners do NOT have your best interests at heart. It’s actually counterintuitive, since they make much of their money off of products they sell you. I’d seriously only talk to someone who charges a flat fee and has no affiliations with brokerages, insurance companies, etc. Suzy O. is good enough for me.

By: Mr Plasectomy

Mr Plasectomy — Wed, 25 Feb 2009 23:49:07 +0000

Financial planners are generally on commission and care more about their own paycheck than yours. It is a sad state of affairs, but true.