Reviewing Insurance Policies Can Save Money | I've Paid For This Twice Already... http://www.paidtwice.com/2009/01/06/reviewing-insurance-policies-can-save-money/#comment-73076 marci Thu, 08 Jan 2009 03:16:02 +0000 http://www.paidtwice.com/2009/01/06/reviewing-insurance-policies-can-save-money/#comment-73076 That's one of the reasons I like having a local insurance company - one I can just walk into and talk to whenever the need arises. Seems to be so much more personable to be able to handle these things in person. I also have no collision on the 35 yr old truck - for a $600 value, it's just not worth the expense. But the Forester has full coverage - which I found after I bought the car is more expensive (it's considered an SUV) than the Legacy wagon would have been... So yes, do ask ahead about potential new purchases and the comparable insurance costs on various models - It can make a big difference. I also would encourage the umbrella policy. Just in case. It's a sue-happy world! That’s one of the reasons I like having a local insurance company - one I can just walk into and talk to whenever the need arises. Seems to be so much more personable to be able to handle these things in person.

I also have no collision on the 35 yr old truck - for a $600 value, it’s just not worth the expense. But the Forester has full coverage - which I found after I bought the car is more expensive (it’s considered an SUV) than the Legacy wagon would have been… So yes, do ask ahead about potential new purchases and the comparable insurance costs on various models - It can make a big difference.

I also would encourage the umbrella policy. Just in case. It’s a sue-happy world!

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