How Do I Actually Snowflake My Savings? | I've Paid For This Twice Already... http://www.paidtwice.com/2008/08/05/how-do-i-actually-snowflake-my-savings/#comment-41328 Annie Jones Tue, 05 Aug 2008 12:49:47 +0000 http://www.paidtwice.com/2008/08/05/how-do-i-actually-snowflake-my-savings/#comment-41328 I do something similar. I use a program called Budget for Windows. It's an "envelope method" of budgeting. Right now we are snowflaking our van loan and I have created an envelope just for that. Any time I'm able to spend less than expected from another envelope, I move what's left to the "van snowflakes" envelope. Then when it's time for the regular van payment, I also send in whatever is in the snowflake envelope as well (applied to the principal, of course.) Every little snowflake helps! I do something similar. I use a program called Budget for Windows. It’s an “envelope method” of budgeting. Right now we are snowflaking our van loan and I have created an envelope just for that. Any time I’m able to spend less than expected from another envelope, I move what’s left to the “van snowflakes” envelope. Then when it’s time for the regular van payment, I also send in whatever is in the snowflake envelope as well (applied to the principal, of course.)

Every little snowflake helps!

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