Short Term Disability Insurance As A Stopgap For The True Emergency Fund | I've Paid For This Twice Already... http://www.paidtwice.com/2008/07/01/short-term-disability-insurance-as-a-stopgap-for-the-true-emergency-fund/#comment-34602 BeThisWay Tue, 01 Jul 2008 19:44:16 +0000 http://www.paidtwice.com/2008/07/01/short-term-disability-insurance-as-a-stopgap-for-the-true-emergency-fund/#comment-34602 I could not agree with you more. If your employer offers short term disability at no cost to you, great. Otherwise do it yourself as part of your emergency fund. Long Term Disability is, to me, as important as health insurance. My Mom that was permanently disabled at 50-something without disability insurance and my cousin permanently disabled in her early thirties with disability insurance. The difference in their qulaity of life was vast. I saw this a great deal in my 15 or so years as an insurance agent, too. You can LTD is a necessity in this household! I could not agree with you more. If your employer offers short term disability at no cost to you, great. Otherwise do it yourself as part of your emergency fund.

Long Term Disability is, to me, as important as health insurance. My Mom that was permanently disabled at 50-something without disability insurance and my cousin permanently disabled in her early thirties with disability insurance. The difference in their qulaity of life was vast. I saw this a great deal in my 15 or so years as an insurance agent, too. You can LTD is a necessity in this household!

]]>