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	<title>Revisiting My Debt Crossover Point | I've Paid For This Twice Already...</title>
		<link>http://www.paidtwice.com/2008/06/13/revisiting-my-debt-crossover-point/#comment-31439</link>
		<author>Jay</author>
		<pubDate>Fri, 13 Jun 2008 16:00:04 +0000</pubDate>
		<guid>http://www.paidtwice.com/2008/06/13/revisiting-my-debt-crossover-point/#comment-31439</guid>
		<description>Nice post! I constantly run scenarios at Bankrate.com's calculator:
http://www.bankrate.com/brm/calc/MinPayment.asp
It's enlightening to "do the math", and congrats to you on reaching this milestone! I guess the only "fear" would be to rationalize lowering your budgeted minimum and retain the original payoff date. What's your post-debt-payoff goal? That is, what will happen to that $800+ a month when you've paid off your debt? Actually, I know you've addressed this, but am really posing this as a question for myself and others, who haven't been able to see beyond the trees/forest.
Congrats again!</description>
		<content:encoded><![CDATA[<p>Nice post! I constantly run scenarios at Bankrate.com&#8217;s calculator:<br />
<a href="http://www.bankrate.com/brm/calc/MinPayment.asp" rel="nofollow">http://www.bankrate.com/brm/calc/MinPayment.asp</a><br />
It&#8217;s enlightening to &#8220;do the math&#8221;, and congrats to you on reaching this milestone! I guess the only &#8220;fear&#8221; would be to rationalize lowering your budgeted minimum and retain the original payoff date. What&#8217;s your post-debt-payoff goal? That is, what will happen to that $800+ a month when you&#8217;ve paid off your debt? Actually, I know you&#8217;ve addressed this, but am really posing this as a question for myself and others, who haven&#8217;t been able to see beyond the trees/forest.<br />
Congrats again!</p>
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