http://www.paidtwice.com/2008/06/11/are-your-goals-holding-you-back/#comment-31212 ldub Wed, 11 Jun 2008 12:58:58 +0000 http://www.paidtwice.com/2008/06/11/are-your-goals-holding-you-back/#comment-31212 super timely! i actually did a six month goal reevaluation, deciding that, while i was making slow and steady progress on all of my goals, i was in need of the joy of another $0 on my balance sheet! and so, my plan is to pay off the entire promo balance (1.99%) on my credit card before it expires, then shift my snowball to my car so that it's paid off by new year's. whether i finish the CC first or the car first, they will be paid off by april (according to many permutations of the snowball calculator), but this way i'll get to see a $0 on that spreadsheet four months earlier. yes, i'll pay about $10 more in interest, but i need the push more than the $10, and resetting my goals and recommitting to them has gotten me more motivated on its own. super timely! i actually did a six month goal reevaluation, deciding that, while i was making slow and steady progress on all of my goals, i was in need of the joy of another $0 on my balance sheet! and so, my plan is to pay off the entire promo balance (1.99%) on my credit card before it expires, then shift my snowball to my car so that it’s paid off by new year’s. whether i finish the CC first or the car first, they will be paid off by april (according to many permutations of the snowball calculator), but this way i’ll get to see a $0 on that spreadsheet four months earlier. yes, i’ll pay about $10 more in interest, but i need the push more than the $10, and resetting my goals and recommitting to them has gotten me more motivated on its own.

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