I think it comes down to acceptance vs. action: if you just accept the idea that you’ll always be in debt…well, then you’ll probably always be in debt!

But if you decide to take action to reduce and hopefully eliminate debt, then you’ll find ways to keep climbing out of the hole. Even when life throws you those high-dollar curveballs.

We’ve willingly taken on debt to get to where we wanted to be in life, location-wise and job-wise for my husband. While we didn’t do it lightly, we were willing to take the risk rather than stay in a job/industry he didn’t like where we’d never have the chance to live/raise our children near family.

It may take some time to knock out that debt, but I’d do it again in a heartbeat. You’ve only got one chance to grab the life you want!