After thinking it over some more, and the urging of a few commenters on Tuesday, I decided to find someone to talk to regarding the $800 left in my car repair. I spent a good amount of time yesterday scouring the website of the bank that the line of credit for the car repair is through, and finally found a number I could call.
I couldn’t believe what happened when I called. I only got an automated system, but after entering our account number and the last four digits of my spouse’s social security number, the computer told me our balance. Which was not $800.00. It was, in fact, $0.00.
Um… huh? Well, that explains why I have received no statement from them – they didn’t have anything to send me a statement about. So then I started to get a weird panicky feeling that somehow, my spouse had paid the $800 with one of our credit cards by mistake. I knew he had in fact split the payment and that only the ~$2800 that was supposed to be paid by our debit card was paid that way, because I keep good tabs on all charges in and out of that account. But the credit cards, since they’ve been $0.00, I don’t really pay attention to.
Luckily, we only have three credit cards, and I have them all set up for online access. So within about 5 minutes, I knew that none of the three had had an $800 charge on them and they all were still at $0.00. That was nice, but… who did we owe $800 to?
I dug out our receipt for the repairs. Yes, a purchase that big, I keep the receipt for a long time. Stapled to the invoice was the receipt for our debit card payment, and with that was a receipt for the line of credit, which said to refer to the bank issuing it for the specifics of payment. So I’m back to square one. Saturn thinks the bank paid for it. The bank thinks we owe nothing. And I am sitting here thinking…
Yes, for a minute or two I considered just calling this a stroke of wonderous luck and leaving everything as is. But honestly, that would drive me nutty for maybe the rest of my life.
So I called the Saturn dealership and explained my dilemma. We still haven’t paid for $800 of our $3600 repair, and we would like to, but no one thinks we owe them money. The woman I talked to sounded very confused, but she knew who to transfer me to, which is really all that matters. Unfortunately, by this time, the woman in service I needed to talk to had left for the day, so I left her a voicemail explaining that frankly, I would like to give someone $800 and be done with this repair, please tell me who to give it to.
Hopefully she calls back today. In a perfect world, I could just pay the Saturn dealership directly today, say thanks, and cross it off my list.