Choice #5: Why My Credit Cards Remain in my Wallet | I've Paid For This Twice Already... http://www.paidtwice.com/2008/01/14/choice-5-why-my-credit-cards-remain-in-my-wallet/#comment-11096 Mrs. Micah Mon, 14 Jan 2008 20:21:41 +0000 http://www.paidtwice.com/2008/01/14/choice-5-why-my-credit-cards-remain-in-my-wallet/#comment-11096 And plonkee wins for best comment. Some people need to carry cash. Me, I see the numbers on my computer screen bank account as more real than cash in hand. Cash in hand doesn't give me a big enough picture--so I use debit and check in regularly. But that doesn't work for some people. Whether you do cash or not, "Carry $100 in your wallet" is bad advice for a lot of people. Maybe that works for some parts of the country, but where I live the chances of getting mugged are just a little higher. Big city and living in the cheaper part of town with the higher crime rate, all that. I never carry more than $20 if I can help it. And plonkee wins for best comment. Some people need to carry cash. Me, I see the numbers on my computer screen bank account as more real than cash in hand. Cash in hand doesn’t give me a big enough picture–so I use debit and check in regularly.

But that doesn’t work for some people.

Whether you do cash or not, “Carry $100 in your wallet” is bad advice for a lot of people. Maybe that works for some parts of the country, but where I live the chances of getting mugged are just a little higher. Big city and living in the cheaper part of town with the higher crime rate, all that. I never carry more than $20 if I can help it.

]]>