Reaching Our Debt Crossover Point is Harder Than I Thought | I've Paid For This Twice Already... http://www.paidtwice.com/2007/12/06/reaching-our-debt-crossover-point-is-harder-than-i-thought/#comment-6839 Mrs. Micah Thu, 06 Dec 2007 14:13:06 +0000 http://www.paidtwice.com/2007/12/06/reaching-our-debt-crossover-point-is-harder-than-i-thought/#comment-6839 That sometimes happens to my calculations. I can be discouraging, but you'll still be done in 3 years, which is great. And if you can hit the crossover point in less than 24 months--awesome! It just needs a bit of reframing. Maybe do some calculations of how long it would have taken you at the minimum payments possible and then compare the new numbers. That should make it look brighter! That sometimes happens to my calculations. I can be discouraging, but you’ll still be done in 3 years, which is great. And if you can hit the crossover point in less than 24 months–awesome! It just needs a bit of reframing.

Maybe do some calculations of how long it would have taken you at the minimum payments possible and then compare the new numbers. That should make it look brighter!

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