New Tires: Financial Ramifications | I've Paid For This Twice Already... http://www.paidtwice.com/2007/10/10/new-tires-financial-ramifications/#comment-3895 shela Thu, 11 Oct 2007 00:08:41 +0000 http://www.paidtwice.com/2007/10/10/new-tires-financial-ramifications/#comment-3895 Bad timing on the tires, but then most car expenses (aside from fuel) tend to be a surprise and can bust the budget. I had been putting off replacing mine, but I was lucky. I copped some coupons from a Goodyear associate (thanks to my aunt!) for $20 on each tire, then I put it on a card with a 0% interest for 90 days promotion. That will enable me to spread out the pain a bit, and credit the discount when the rebate check arrives. I used to fritter away my two "extra" paychecks each year. I didn't do that this year, because I planned ahead how I would spend them. I already have automatic payments and transfers set up for the day after my "extra" paycheck in November is direct deposited to my account. I kept my usual two-week "allowance" for gas, groceries, and miscellaneous expenses, plus one riding lesson for me and my horse, and the rest will go to debt repayment and various savings goals. I think that deciding ahead of time what you will do with the "extra" check makes all the difference. You may not be able to save as much this time because of the car expenses, but I think you are on the right track! So don't feel that because you didn't save all you wanted this time, it isn't a good idea. It is a great idea! Bad timing on the tires, but then most car expenses (aside from fuel) tend to be a surprise and can bust the budget. I had been putting off replacing mine, but I was lucky. I copped some coupons from a Goodyear associate (thanks to my aunt!) for $20 on each tire, then I put it on a card with a 0% interest for 90 days promotion. That will enable me to spread out the pain a bit, and credit the discount when the rebate check arrives.

I used to fritter away my two “extra” paychecks each year. I didn’t do that this year, because I planned ahead how I would spend them. I already have automatic payments and transfers set up for the day after my “extra” paycheck in November is direct deposited to my account. I kept my usual two-week “allowance” for gas, groceries, and miscellaneous expenses, plus one riding lesson for me and my horse, and the rest will go to debt repayment and various savings goals.

I think that deciding ahead of time what you will do with the “extra” check makes all the difference. You may not be able to save as much this time because of the car expenses, but I think you are on the right track! So don’t feel that because you didn’t save all you wanted this time, it isn’t a good idea. It is a great idea!

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