I’ve Paid For This Twice Already…

It’s only $35 a day….

My goal is to pay off about $36,500 of debt (plus interest) in a little less than 3 years. That might seem like a lot and a very large number. Some days to me it seems huge, and some days it seems manageable. On Day 21 of NCN’s 33 Days challenge, he talks about micro goals. To meet the challenge of paying off my debt in this amount of time, I need to pay about $1000-$1050 per month consistently. And that, my friends, is only $35 a day!

To tell you the truth though, $35 a day scares me to death. Although my spouse and I earn money on a daily basis, I don’t really think about it that way. The idea of coming up with $35 a day, every day, day in and day out… it is kind of exhausting. Which actually helps motivate me to get out of debt that much faster. The more debt we pay off, the closer we are to ridding ourselves of the $35 per day anchor on our lives.

But I am still a fan of micro goals. I just have them on a slightly larger scale. A few weeks ago I wrote out my goals for 2007, 2008, and 2009 and I am working hard to meet the 2007 ones now. When I break my debt into small chunks and think about meeting certain milestones by certain dates (like paying off all the credit card debt by next August, for example), it makes it feel more possible. My brain has always worked better with big numbers vs small repetitive ones, and I like aiming towards crossing things off my list completely vs paying off portions of them.

But I do like when portions are paid off…

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