Snowflaking update
Today I transferred a $2 survey payment from my savings to my checking, and deposited a check I just got for $10 from MySurvey (email me at paidtwice at gmail dot com if you want a referral and get 150 points btw, 1000 points equals $10), so when I got home I made a $12 snowflake payment to my Capital One card. Almost done with that card, within the next week or so I should be initiating the balance transfer to the 0% Citicard offer (after my statement date of the 30th on the new card) and hopefully that ends my paying interest to a credit card company. Whew. I better get my $50 Target gift card after all this hassle! I oh so love Target. What I will do to be able to shop guilt-free at Target.
That brings my total snowflakes this month to $49.34. It breaks down into:
~$12 from surveys
~$6.44 from craigslist
~$23.62 from selling textbooks
~$7.28 penances for grocery impulse buys
I am very behind my goal of creating $100 in alternative income a month to apply to debt. So far, just $42.06 and August is close to over. I do have a few things listed on craigslist but I haven’t gotten any interest in those yet. I need to buckle down and list what I have left for craigslist plus relist a number of things I didn’t sell the first time that have since expired off the listing page.
At least I have the yard sale planned for September. I’ve got a lot of ground to make up. Persistence! Focus! Stop procrastination! Okay then….
~J
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August 22nd, 2007 at 9:14 pm
What surveys are you filling out for cash?
August 22nd, 2007 at 9:43 pm
I did the samething today. I received a $50 Sharebuilder bonus and immediately transferred it to my Chase card. $1 sharebuilder investment to receive $50, not a bad deal
August 23rd, 2007 at 11:38 am
your snowflaking inspired me. I don’t have much in the way of debt, but I’m trying to build up my savings. Every transaction on my debit card, I record as the next zero or five dollar amount - so $117.50 becomes $120 - and those extra dollars and cents get transferred into savings.
I just started doing this, but I’m excited about the idea already. Trickles will eventually fill up the bucket, right?
August 23rd, 2007 at 12:08 pm
Trickles really do work!! They seem insignificant at the time (which is why I just apply them to the debt right away instead of waiting for a “big” amount) but at the end of the month when I look at how much I actually paid to the credit card it is amazing!
Yay for building up for savings with trickles. I am sure I shall be doing the same thing someday