If I had any money I’d be investing in retirement
Here’s another good reason to get out of debt as soon as possible - when the market keeps falling I can invest more in my IRA. I always thought I was risk-adverse but really, I was just uninformed. I was scared of risk because I didn’t know enough about the risk. The stock market just seemed terrifying to me. It is fine to be risk-adverse if that is your personal comfort level but it is not good to just be ignorant, and I was definitely ignorant. Now I’m just semi-ignorant.
In fact, it seems I like a little risk. My retirement fund is a pretty aggressive portfolio right now, and I keep thinking as the market falls… hmm, too bad I don’t have any extra money to throw in there right now.
As people keep saying… Stocks on sale! When stuff is on sale at the store I stock up… it is the hoarder in me. This might be a beneficial side to a hoarder personality. I’ll have to wait to find out for a few more years though. Right now it is all hypothetical, my little buying frenzy. And retirement is a ways off so I can be mellow about whatever is going on.
Speaking of the market and economy, I’m just glad I don’t have a subprime mortgage. Even with our being in some debt we got a 30 year fixed rate mortgage with a very competitive rate. I guess the great credit score was good for something. You don’t need money just a random high number attached to your credit! Heh.
~J
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