I just made my biggest single payment ever to Capital One
For those of you who want updates on the middle of the night wake-fest my daughter thinks is fun, 2 teeth appeared last night so we are hoping tonight may be the end of the 2-3am party. We can hope.
On to the exciting financial news prompting middle-of-the-night posting. Tonight I made my largest single payment to Capital One ever. $323.01. I made my spouse come look at the computer while putting in the online payment to share in my excitement. He mostly said “Whoa. I’m sure you know what you’re doing.”
This $323.01 breaks down into:
~my “standard” $200/month payment (the minimum I set for myself)
~$116.57 income surplus from July (total surplus was $216.57 but $100 of that needed to go to emergency fund to bring that total to $1000)
~$6.44 profit from craigslist sale I mailed to Florida after paypal and shipping fees.
This payment will push my payments for this billing cycle over the $400 mark. The most I have ever paid in a single billing cycle.
This budgeting thing is doing wonders.
~J
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August 11th, 2007 at 11:15 am
Congratulations!! That’s an amazing accomplishment!
And good luck with the teething, too! Hopefully you’ll start getting some sleep again soon.
August 11th, 2007 at 11:57 am
WTG on the payment! I’ve paid the most ever in one month this month too, and haven’t yet made my usual monthly payment. Of course, we had a windfall and cashed in all our loose change, so that really helped. I wish I could make a 1200 payment every month!
August 11th, 2007 at 12:50 pm
Yay!
Thanks for the teething sympathy. We can hope the child sleeps tonight. Mommy (and Daddy) would appreciate it
And WTG Paula on the $1200 payment!! Wow!! And not even doing the standard payment yet! I must go check both your sites out now.
August 11th, 2007 at 6:38 pm
That’s awesome! We just made a huge payment as well. Did the same thing you did. Had the minimum from our debt snowball+garage sale income+interest from our INGDirect account+misc unexpected income+cashing in some spare change.
It’s a great feeling to watch it go down! About 2 more months and our Chase card is going to be GONE!
Congrats!