I feel efficient
Today I called Vanguard and talked to them about transferring my Roth IRA from Wachovia to them. I learned that because it was already a Roth IRA, I could simply transfer it online and I didn’t need to go through any special hoops (I read on the Vanguard site something about setting up a tradtional IRA before you could open a Roth IRA so I was concerned, but it turned out that did not apply in this case) so I said thanks and proceeded to go to the Vanguard site.
I created an account on the Vanguard page and then proceeded to fill out all the online forms to transfer my account to them. Using my current Wachovia account statement, I actually found the process pretty easy, if a little bit time consuming (my portfolio at Wachovia has 6 different mutual funds I am invested in plus a money market so that took a few minutes to enter). At the end I printed out the paperwork I needed to have my signature verified on (I learned what a Medallion Guarantee is today lol) and mail in to Vanguard.
Well, I tend to lack something in the follow-through, so I figured this is what would take me forever to get around to. Go to the bank *and* the post office. Ugh. Heh.
But, not the new improved me! Not the me that takes action and is invested in improving her financial future!
I got the kids ready to go out, gathered up my forms plus my books I sold this weekend (and my printout showing exactly what part of the Domestic Mailer Manual says that indeed, I *can* add insurance to a Merchandise Return Label) and headed out the door. First a stop at my bank to get the Medallion Guarantee on my signature (while they tried to get me to sign up for a free retirement analysis through them which I repeatedly declined lol) and then off to the post office. I managed to buy a mailer at the post office for the forms, address it, put my own stamps on it (after confirming postage amount with the teller), and send it, and *also* get insurance on my media mail package (after showing the printout of the Domestic Mail Manual citation), all with a baby strapped to my front in a carrier who kept trying to eat my pen, and a three year old who thought we were at an amusement park and tried to climb and/or run over everything in sight.
I’m the chick you don’t want to be in line behind. 
And that is not even all! When I got home I created an online log in for the Vanguard site and signed up for electronic delivery of all my statements so I will not get charged an annual fee. Cha-ching!
I feel efficient. For me at least. This might have taken the old me a month (or more) to do. No more wasting time or money for me, I just got my newest Wachovia statement in the mail this morning! This is like a record amount of action for me to take in one day, and the same day I got the information to boot. I am a procrastinator at heart, which is part of why I got into this mess in the first place. But no more!
At least, for today.
~J
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