Motivation motivation motivation

June 25th, 2007

Today is the day. The dark day in which my new credit card statement arrived in my email inbox. The day where I see all the interest I got charged last month get added to my debt total, so effectively I owe more today than I did yesterday.

Add that to the fact that my student loan interest gets added to my balance DAILY, and I *feel* like I am sinking sinking sinking deeper and deeper. Five steps forward and then one or two steps back…. still moving forward overall of course but the “step back” days feel… ugh. Ugly. Awful. Bleah.

Which, in reality, I am not sinking deeper. My debt totals are still all lower than they were at *this point* last month, and once I make my monthly payments, my balances will go down to less than they were yesterday, and I will be making forward progress, yadda yadda yadda.

I wish I could afford to keep ahead of the interest all the time. If I updated my numbers tonight, I would be more in debt than I was earlier today. :sigh:

This is the negative part about keeping such good tabs on everything. The now. The time where your balance went up just by existing.

Patience until Friday when the spouse gets paid and I will have ammunition to fight back.

I think I’ll go see if my ING account earned any interest today.