I’ve Paid For This Twice Already…

Frugal living and debt reduction tips for a better financial future. This is one family’s story.

June 20th, 2007

Numbers

The littles are actually playing right next to my desk happily… never happens lol. So I am going to crunch now.

I admit. I love numbers. I love to play with them and mess with them and tweak them yadda yadda. I wouldn’t be surprised if I crunch numbers every week. Day? I hope not. ;) I need a little more space to observe progress.

I signed up at the No Credit Needed Network so I can do charts and such but I haven’t heard back yet. No biggie. Charts are for another day.

First, the totals as of about 20 seconds ago:

Capital One: $6097.02 (10.9% int)

Spouse Student loan: $12962.35 (9% int)

My student loan: $12392.88 (7% int)

Car loan:$4642.24 (4% int)

Total as of 6/20/07: $36094.49

I used the “snowball debt calculator” with three numbers: $900, $950, and $1000 per month to determine three payoff dates with the current numbers. $900 is a slight stretch (I’ve been averaging $850+), and the others are a bigger stretch. Payoff dates say May 2011 ($900/month), Feb 2011 ($950/month) and Nov 2010 ($1000/month).

I’m still aiming for Dec 2010. We can do it! ;)
~J

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